FobbsPay Privacy Policy

FobbsPay Privacy Policy

Our Privacy Policy

Last Updated: May 31, 2025.
Welcome to Fobbspay! By accessing or using our platform, you agree to be bound by our privacy policy. Please read them carefully before using our services.

1. Introduction

1. Introduction

FobbsPay Ltd ( "we," "us," "our" ) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you use our website (www.fobbspay.com) or our financial services. By accessing or using our services, you consent to the practices described in this policy.

2. Information We Collect

2. Information We Collect

We may collect and process the following data:

  • Personal Identification Data: Name, email, phone number, date of birth, government-issued ID.

  • Financial Data: Bank account details, transaction history, payment information.

  • Technical Data: IP address, browser type, device information, cookies.

  • Usage Data: How you interact with our website/app (e.g., pages visited).

  • Marketing Preferences: Communication opt-ins/opt-outs.

We may collect and process the following data:

  • Personal Identification Data: Name, email, phone number, date of birth, government-issued ID.

  • Financial Data: Bank account details, transaction history, payment information.

  • Technical Data: IP address, browser type, device information, cookies.

  • Usage Data: How you interact with our website/app (e.g., pages visited).

  • Marketing Preferences: Communication opt-ins/opt-outs.

We may collect and process the following data:

  • Personal Identification Data: Name, email, phone number, date of birth, government-issued ID.

  • Financial Data: Bank account details, transaction history, payment information.

  • Technical Data: IP address, browser type, device information, cookies.

  • Usage Data: How you interact with our website/app (e.g., pages visited).

  • Marketing Preferences: Communication opt-ins/opt-outs.

3. How We Use Your Data

3. How We Use Your Data

Participants and researchers must create an account to access the platform.
We process your data to:

  • Provide and improve our financial services.

  • Verify your identity (KYC/AML compliance).

  • Process transactions securely.

  • Detect and prevent fraud.

  • Communicate updates, offers, or legal changes.

  • Comply with UK financial regulations (FCA, PSR).

Legal Basis: Contractual necessity, legal obligation, consent, or legitimate interest (Article 6 UK GDPR).Articipay is not liable for any unauthorized account activity resulting from your failure to secure your credentials.

4. Data Sharing & Disclosure

4. Data Sharing & Disclosure

We may share your data with:

  • Regulators: FCA, HMRC, or law enforcement (if legally required).

  • Service Providers: Banks, payment processors, cloud storage providers.

  • Third-Party Partners: Fraud detection agencies, credit bureaus.

  • Business Transfers: In case of mergers/acquisitions.

We never sell your data to third-party marketers.

We may share your data with:

  • Regulators: FCA, HMRC, or law enforcement (if legally required).

  • Service Providers: Banks, payment processors, cloud storage providers.

  • Third-Party Partners: Fraud detection agencies, credit bureaus.

  • Business Transfers: In case of mergers/acquisitions.

We never sell your data to third-party marketers.

We may share your data with:

  • Regulators: FCA, HMRC, or law enforcement (if legally required).

  • Service Providers: Banks, payment processors, cloud storage providers.

  • Third-Party Partners: Fraud detection agencies, credit bureaus.

  • Business Transfers: In case of mergers/acquisitions.

We never sell your data to third-party marketers.

5. International Data Transfers

5. International Data Transfers

If data is transferred outside the UK, we ensure safeguards (e.g., Standard Contractual Clauses) are in place.

6. Data Retention

6. Data Retention

We retain your data only as long as necessary:

  • KYC/AML records: Up to 5 years after account closure (per FCA guidelines).

  • Transaction data: 7 years (for tax compliance).

  • Marketing data: Until you unsubscribe.

We retain your data only as long as necessary:

  • KYC/AML records: Up to 5 years after account closure (per FCA guidelines).

  • Transaction data: 7 years (for tax compliance).

  • Marketing data: Until you unsubscribe.

We retain your data only as long as necessary:

  • KYC/AML records: Up to 5 years after account closure (per FCA guidelines).

  • Transaction data: 7 years (for tax compliance).

  • Marketing data: Until you unsubscribe.

7. Your Rights Under UK GDPR

7. Your Rights Under UK GDPR

You have the right to:

  • Access, correct, or delete your data.

  • Restrict or object to processing.

  • Data portability.

  • Withdraw consent (where applicable).

  • Lodge a complaint with the ICO (UK’s data protection authority).

To exercise these rights, contact: [uche@fobbspay.com].

8. Security Measures

8. Security Measures

We implement:

  • Encryption (SSL/TLS for data in transit).

  • Multi-factor authentication (MFA).

  • Regular security audits.

We implement:

  • Encryption (SSL/TLS for data in transit).

  • Multi-factor authentication (MFA).

  • Regular security audits.

We implement:

  • Encryption (SSL/TLS for data in transit).

  • Multi-factor authentication (MFA).

  • Regular security audits.

9. Cookies & Tracking Technologies

9. Cookies & Tracking Technologies

We use cookies for:

  • Essential functionality (e.g., login sessions).

  • Analytics (Google Analytics, anonymized).

  • Marketing (opt-out via cookie banner).

10. Children’s Privacy

10. Children’s Privacy

Our services are not for users under 18. We do not knowingly collect children’s data.

11. Changes to This Policy

11. Changes to This Policy

We may update this policy periodically. Changes will be posted on our website with a revised "Last Updated" date.

12. Contact Us

For questions or data requests:

  • Email: uche@fobbspay.com

  • Address: FobbsPay Ltd, 66 Upper Allen Street, Sheffield, United Kingdom.

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Copyright © FobbsPay.com

Fobbspay

Send. Convert. Support — All in One Place with FobbsPay

Company

About us

FAQ

Contact Us

Social

Twitter

LinkedIn

Legal

Privacy policy

Terms Of Service

Copyright © FobbsPay.com

Fobbspay

Send. Convert. Support — All in One Place with FobbsPay

Company

About us

FAQ

Contact Us

Social

Twitter

LinkedIn

Legal

Privacy policy

Terms Of Service

Copyright © FobbsPay.com

Fobbspay